Lead PM · Fintech · Payments

10 years shipping payments products that scale

Currently at Marqeta owning the End-User Experience platform — card issuance, money movement, and the APIs behind 500K+ users across Uber Pro Card, Card-as-an-Ad, and Expense Management.

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Ishan Malhotra

Experience at

MarqetaMorgan StanleyAmazonMobiKwikArteria AIPublicis Sapient

Prototypes & demos

Working prototypes from recent product lines — mobile banking apps and embeddable SDK components. Tap any demo to play.

Prototype

Uber Pro Card — mobile banking (AU build)

B2B2C banking app for Uber drivers: ride & holiday payouts, transfers, savings, bill pay, and statements. Australian market build.

MobileReact NativeCard issuance
Prototype

White-label banking app showcase

Reference mobile app demonstrating the platform end-to-end: card activation, virtual card, Apple Wallet tokenization, payees, and account settings.

White-labelTokenizationMobile
Prototype

Embeddable SDK — bank linking & account funding

White-label SDK component: program-scoped sign-in, OAuth bank linking, and multi-account funding — embeddable in any partner web app.

SDKWebAccount funding
sdk.marqeta.com/components/bank-linking

10+

Years in product

$500M

GMV driven (2023)

50K

Uber Pro Card MAU

500K

End-user platform reach

Selected work

50K

MAU Q4 2025

$30M

Monthly TPV

  • Defined Auth0 / KYC/KYB / PCI-DSS / Apple+Google Pay integration contracts.
  • Launched In-App tokenization → 10% transaction uplift and $450K revenue.
  • Led partner RFPs and QBRs as End-User Experience platform SME.
  • Defining capability boundaries between Marqeta and vendor APIs.
  • Customer-facing scope across active commercial deal pipeline.
  • Admin Console + Spender experience across corporate card programs.
  • Leading a team of 3 PMs.

$2M

Revenue Q4 2024

20

Active customers

  • 12+ components including card display, PIN, tokenization, transaction history.
  • Launched as Marqeta's first white-label component SDK.
  • Foundation for UPC UK and Card-as-an-Ad integrations.

$500M

GMV generated 2023

$6B

Yearly AUM roadmap

  • 10% reduction in time-to-acquire via mobile Portfolio Recommendation Engine.
  • Document AI LLM model saving 10% in employee onboarding time.
  • Owned multi-year roadmap with quarterly stakeholder alignment.

$80M

GMV in 2020

$2M

Saved via cashback platform

  • 42% reduction in KYC/KYB time via ML modules.
  • Led cashback platform with 50+ engineers.
  • Prior: 4 engineering promotions leading $400M GMV platform architecture.
  • 10% efficiency gain in campaign setup.
  • Led user interviews, personas, wireframes through to MVP.
  • Served 1.3 million Amazon employees globally.

Currently building

01

Mobile demos with Claude Code

AI-assisted prototyping pipeline — Figma-to-React Native with Nucleus BFF.

02

Expense Management launch

Corporate card spend UX across active enterprise deals at Marqeta.

03

UPC Australia scoping

White-label card expansion to the AU market following the UK launch.